Private Health Insurance is coverage from private insurers rather than the government. It typically offers faster access to hospitals, a wider choice of doctors, and optional add-ons for outpatient care, maternity, and dental treatment.

Public Health Insurance is government-funded coverage such as Medicare, Medicaid, NHS, and other universal health systems. It is designed to make essential medical care affordable and accessible to residents.

Employer-Sponsored Insurance (ESI) is health coverage provided by an employer. Premiums are often shared between the company and employee, and plans may include family options, COBRA continuation, and annual open enrollment.

International Health Insurance covers people living, working, or traveling abroad. Plans typically include emergency care, hospitalization, evacuation, and treatment in multiple countries.

Critical Illness Insurance pays a lump sum if you are diagnosed with a serious illness such as cancer, heart attack, or stroke. The payout can help cover treatment costs, lost income, and recovery expenses.